Deed of Acknowledgment of Debt

A written record of what you’re owed.

by OneHQ

About this document

Whether you’re a settlor transferring property to a trust, or a parent helping your kid into their first home, it’s a good idea to keep a written record of the money owed between parties. Using a deed of acknowledgment of debt is a great way to do so.

This flow is to acknowledge that a debt is owing from one party to another, and the creditor may demand payment of the debt from the debtor. This is suited to those operating trusts however could also be used to record small debts between family members, and is best used when the intention is that interest will not be payable.

If you’re wanting to gift a sum of money, you should use this document in conjunction with a Deed of Gift - available in the Marketplace!

Before you begin

You should know who the parties involved are and how much the debt is for.

Interview time

You should be able to complete the interview and have your document within 5 minutes.

Document length

Approximately 2-4 pages long.

Document type


This interview will generate a document based on the information provided by you. It does not and is not intended to represent legal advice or the practice of law (even if the information you input is based on suggestions or tips provided by us).

Please note: if you want professional assurance that this template and your interpretation of it is appropriate to your particular situation, we recommend that you consult with a lawyer authorised to practice law in your jurisdiction.

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